Negotiations, Appraisals, and the Road Ahead
It turns out the house isn’t exactly a done deal yet—everything's in limbo again. The sellers are clearly nervous about an FHA appraisal. They’re scared that an FHA appraisal might force them to make costly repairs, and they’re eager to cash out for as much as they can get. With multiple offers on day one, they naturally believe the house is worth more than what I offered.
I proposed a compromise: since a conventional loan would cost me more at closing, I suggested that they cover the closing costs in exchange for switching to a conventional loan. It wasn’t a huge deal in the grand scheme, just a bit of negotiation to see if we could meet halfway. Deep down, I suspect the house might not even appraise at the price I offered. But if they sit on it and it doesn’t sell, maybe they’ll be more willing to negotiate further.
Given my background—my dad’s been in construction my whole life—we even joked that if they push for a higher price, we’d just build a house ourselves. I really don’t want to deal with the hassle of constructing a new home if I can help it.
In the meantime, I’ve thrown myself into exploring house plans and designing my own dream layout. I’m meticulous about every detail—making sure doors don’t bump into each other, optimizing the daily flow of the space, and ensuring every corner suits my needs perfectly. It’s a fun challenge, but equally stressful.
So here I am, stuck in a state of uncertainty. Will this house become my oasis, or will the negotiation stall indefinitely? For now, I’m holding out, keeping my options open, and focusing on planning my future—even if it means designing a custom home from scratch. Fingers crossed that the seller reconsiders, but until then, the search for a place to truly call my own continues.
